Taxes 2026: The Changes Impacting Your Wallet
Updated tax brackets, new deductions, tax credits... An overview of the tax changes affecting you in 2026.
The 2026 Income Tax Brackets
The tax brackets have been revalued to account for inflation. The new brackets for 2025 income declared in 2026:
- Up to 11,497 euros: 0%
- From 11,497 to 29,315 euros: 11%
- From 29,315 to 83,823 euros: 30%
- From 83,823 to 180,294 euros: 41%
- Beyond 180,294 euros: 45%
Maintained Tax Credits and Reductions
Home Employment
The 50% tax credit for employing a domestic worker is maintained. Ceiling: 12,000 euros in expenses (6,000 euros in tax credit), increased by 1,500 euros per dependent child.
Donations to Associations
The 66% tax reduction for donations to general interest associations is still in effect. For donations to organizations assisting people in difficulty, the rate is 75% up to a limit of 1,000 euros.
The PER (Retirement Savings Plan)
Contributions to your PER remain deductible from your taxable income, up to 10% of professional income. This is one of the most effective levers for reducing your tax.
New Measures for 2026
The Greening of the Energy Transition Tax Credit
The MaPrimeRenov' scheme is evolving with increased ceilings for comprehensive renovations. Households with intermediate incomes benefit from bonuses for ambitious projects.
Cryptocurrency Taxation
Capital gains on digital assets are now subject to a 30% flat-rate levy, with an annual exemption of 305 euros for occasional gains.
How to Optimize Your Tax Return
- Check your deductible expenses: actual costs, alimony, retirement savings
- Don't forget tax credits: childcare, home employment, donations
- File online before your department's deadline
- Keep your supporting documents for 3 years
Related articles
Manage your finances with Finance.HDdev
Track your budget, sync your bank accounts and reach your financial goals.